Ian_Grubbs Archive

When Disaster Strikes: Signs You Need a Public Adjuster

a Public Adjuster discussing the terms of an insurance to a clientAfter an unforeseen property damage or loss, don’t be surprised that your insurance company has experts to vouch for their side. Fire or natural disasters, such as a hurricane, flood, or winter storm, can take a toll on your life and it’s not like it prepares you to face it.

You have obligations and rights as an insured policyholder – and this includes hiring a public insurance adjuster in Florida to represent you. The question is how will you know if you really need one? Read on to find out.

You don’t entirely understand the depth of coverage and language of the insurance policy

Public adjusters are there to advocate for you, so they will do everything to help you recover financially. Insurance claims carry an array of complicated clauses, legal terms, issues, provisions, and processes that you will need to address to take full advantage of your settlement.

You need to prove, document, and file a claim

If your claim is big or consists of several complex factors, a public adjuster will help you make things easier. Keep in mind that your insurance company will also use an adjuster, but don’t be fooled. They work for the company and not for you, so they will prioritize your needs less. Your insurance company will incorporate a team who knows everything about your policy, including its coverage and exclusions. They will watch out for their own bottom line.

In this situation, getting the guidance and assistance of a professional would be the wisest decision you could make. Think about it, you spent most of your life improving your home or your business, and have paid noteworthy insurance premiums to protect it. Don’t think twice about hiring a public adjuster because they will handle your claim properly from the beginning.

Child Support Following a Divorce: What You Should Know

child support colorful letters, gavel and cashDivorce is a complex procedure; it can put a serious physical and emotional burden on anyone. This is particularly true for cases wherein there are children involved. While the legal proceedings for marriage dissolution are complicated, it becomes even more so once child custody comes into play.

The Burnham Law Firm, P.C. stresses the importance of working with a legal professional who has considerable experience in handling child custody cases. Doing so will help you get through and cope with the divorce better. It will also give a better handle on child support matters.

You and your spouse’s financial responsibilities towards your children

All parents want the best for their children. However, a warm and loving home is just one of them. There are various expenses associated with raising a child, and it’s important that you have stable finances to ensure that you meet your little one’s needs.

You and your spouse have responsibilities to satisfy what the State of Colorado requires as adequate for child support. This means both of you should contribute. The question is how you should divide the expenditures.

As uncomfortable as the topic is for many, it is crucial for a child’s welfare. With the help of an experienced family attorney, you can ensure that your spouse will help finance the raising of your kids.

Determining child support: How it’s done in The Centennial State

Many factors influence child support computation in Colorado. The primary ones include the separate gross incomes of both parents, the length of time the children spend with each of their parents, and the requirements to raise a child safely in a healthy environment.

Child custody and child support are complex, so it’s best to have an experienced divorce attorney. With a legal professional by your side, you can make informed decisions for you and your child’s future.

Washington State DUI Laws: First Time DUI

car key hanging from a bottle of beer in the background is a drunk manGenerally speaking, an individual facing a charge of DUI for the first time in the Washington State would be able to have the charge reduced or even dismissed than an individual who has a prior DUI charge or conviction. While this isn’t definite, various factors could come into play that could help your case.

What You Stand to Face for a First DUI Charge in Washington

If your blood or breath test resulted in a blood alcohol concentration or BAC or .15, you might face home detention for 15 days or an entire day in jail and license suspension of 90 days as well as relevant administrative sanctions. You could likewise face a costly penalty of $350 in addition to other fees that could be around $900 to $1500 as deemed appropriate by the court. You’d also be on probation for at least five years, perform community service, and have to use an ignition interlock device for an entire year.

However, do note that these general penalties might be more severe if your DUI incident involved aggravating factors or allegations that might make the court believe that you’re a danger to others, warns a renowned defense attorney in Kent. Common aggravating factors include a significantly high BAC level, significant damage to property, underage driving, and injuries to minor passengers or pedestrians. Additional penalties might include wearing a SCRAM (SCRAM Continuous Alcohol Monitoring) bracelet and undergo drug and alcohol evaluation and treatment.

The Main Takeaway

Although it isn’t guaranteed that you could escape a DUI charge, because it’s your first offense, the chances are that you won’t be convicted. However, as mentioned above, there are plenty of factors that could impact your odds. That being said, seek help from a skilled DUI attorney to help make certain that your first DUI offense doesn’t turn into a DUI conviction.

Understanding How Conveyancing Works and Why You Need Conveyancing Solicitors

A lawyer meeting with their clientsOnce you find your dream home, the legal aspect of the property buying process starts. For the buyer and the seller, it is best to hire the services of a conveyancer when going through the process.

While hiring a conveyancer is not required by law, there are many legal jargons to decipher. Conveyancing solicitors in Townsville are well-versed in real estate transactions. They can easily come up with the required sale and purchase agreements.

What Conveyancing Is All About

Conveyancing is the process of transferring legal title ownership on a property or land from one entity or person to another. In general, there are three stages involved in a conveyancing transaction: before contract stage, before completion stage, and after completion stage.

What Conveyancing Solicitors Are

Conveyancing solicitors are qualified and licensed professionals tasked to offer information and advice on property sales, conduct the settlement process, and prepare the necessary documentation. Whilst a conveyancer does not have to be a lawyer, being a solicitor is a big advantage.

Common Reasons to Hire the Services of a Conveyancer

  • Subdividing a piece of land
  • Selling or buying a property
  • Registering, removing or changing an easement
  • Updating a title, such as in the case of death

The Job of a Conveyancer

If you are the buyer, the conveyancer will do the following for you:

  • Draft, clarify and lodge legal documentation
  • Perform research on the property and its title
  • Place the money in a trust
  • Compute for taxes and rate adjustments
  • Property settlement – represent client, advise once the property settlement is done, and contact the financial institution or bank when final payments are made
  • Meet with vendors or agents on your behalf

If you are the seller, the conveyancer will do the following:

  • Ensure that all legal documents are sorted and completed
  • Represent you in all dealings with the buyer

It is possible to go through the entire conveyancing process on your own. But given the complexity of the process, working with a qualified professional can make things less complicated.

How Personal Injury Lawyers Defend your Rights

A man signing a court decision related to a medical caseWhen you get into an accident, it is natural to initially call a medic or look for a doctor to treat you. After getting treatment, you might not be able to bounce back to your original lifestyle. When this happens, you would need the help of another professional — a lawyer — to help you.

There are different types of lawyers in Springfield, Illinois. To handle a case involving an accident, you need the skills of a personal injury lawyer.

What is a personal injury lawyer? 

A personal injury lawyer is a professional who can represent you if you think the other party did not take the necessary precautions to prevent you from sustaining physical or emotional injuries. This kind of lawyer helps you file a lawsuit, defends you in court, and lands you a deserving settlement for the different injuries you sustained due to negligence as well as for other breached legalities.

When do you need the services of one?

Merely incurring an injury or encountering an accident does not always entitle an individual to a settlement claim. You may file for personal injury claims for incidents such as medical malpractice, work-related injuries or diseases, and traffic accidents. You also have to consider compensatory damages such as medical treatment, property loss, and emotional distress beforehand.

With that said, the complexity of a personal injury case discourages many people from filing a lawsuit and getting the settlement they deserve. A competent lawyer explains those factors thoroughly and guides you in every step of the way so that you are no longer intimidated.

Are you a victim of such malpractice and negligence? Do not be like others who sit down and bear the burden of their injuries by themselves. Learn to fight for your rights and get what you duly deserve with the help of skilled attorneys in your community.

Paralegal Studies: The Ideal Choice for Law Careers

A row of books concerning laws Internet technology has pushed the boundaries of different fields, including education. Now, you can access hundreds of degree programs from various educational institutions from the comforts of your home. Amongst the degrees you can study for, paralegal certificate programs may be some of the most popular choices.

First Step Towards a Law Career

Paralegal studies, obviously enough, involves the law. You can study to become a paralegal if you have interests in law. In fact, paralegal experience can boost your application to a law school in the future if you want to proceed as an attorney, but more on that later.

Do You Have the Skills?

To become a paralegal, you will have to work and study hard. You will encounter numerous case studies and readings; you will have to think critically every step of the way. You can take a paralegal education if your strengths lie in these areas, or if you are determined enough to learn to become skilled in them.

Do You Have the Dedication?

Even if you take paralegal certificate programs online, you will still have to dedicate countless of hours to study and research. For people with casual social lives, paralegal studies may be right for you as you can easily commit to the rigorous training. When you enjoy heavy research and long busy days, you can also take paralegal studies.

Help with Your LSAT

Now, in what ways can paralegal studies assist you in a law school application? For one, you will gain the character, skills, and knowledge needed to prepare for and pass the Law School Admission Test (LSAT). You will want a high LSAT score. To achieve that, you need to dedicate yourself to heavy study.

Help with Your Letters of Recommendation

You can also gain valuable relationships with undergraduate professors in your studies. They can be excellent candidates for your letters of recommendation when you apply for law school. After your paralegal studies, you can even work as a paralegal and secure a letter of recommendation from your supervising attorney.

As you consider different online studies, you can ponder on paralegal studies. It can be a great gateway into a law career.