When Disaster Strikes: Signs You Need a Public Adjuster

a Public Adjuster discussing the terms of an insurance to a clientAfter an unforeseen property damage or loss, don’t be surprised that your insurance company has experts to vouch for their side. Fire or natural disasters, such as a hurricane, flood, or winter storm, can take a toll on your life and it’s not like it prepares you to face it.

You have obligations and rights as an insured policyholder – and this includes hiring a public insurance adjuster in Florida to represent you. The question is how will you know if you really need one? Read on to find out.

You don’t entirely understand the depth of coverage and language of the insurance policy

Public adjusters are there to advocate for you, so they will do everything to help you recover financially. Insurance claims carry an array of complicated clauses, legal terms, issues, provisions, and processes that you will need to address to take full advantage of your settlement.

You need to prove, document, and file a claim

If your claim is big or consists of several complex factors, a public adjuster will help you make things easier. Keep in mind that your insurance company will also use an adjuster, but don’t be fooled. They work for the company and not for you, so they will prioritize your needs less. Your insurance company will incorporate a team who knows everything about your policy, including its coverage and exclusions. They will watch out for their own bottom line.

In this situation, getting the guidance and assistance of a professional would be the wisest decision you could make. Think about it, you spent most of your life improving your home or your business, and have paid noteworthy insurance premiums to protect it. Don’t think twice about hiring a public adjuster because they will handle your claim properly from the beginning.